Loan programs

Every loan, explained without the jargon.

Tap any program to see who it's built for, what makes it different, and the terms you can typically expect.

Best for

Buyers with steady W-2 income and solid credit.

Highlights

  • As little as 3% down for first-time buyers
  • No PMI at 20% equity
  • Fixed and ARM options

Typical terms

10–30 year terms · Conforming limits up to $806,500 (2025)

Ask about Conventional